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Personal Statement On Financial Development And...

James and Mary Smith 123 Aggie Lane College Station, TX 77840 Dear Mr. and Mrs. Smith, I am thrilled that you have made the decision to work with KDB wealth advisors in this lifelong process to take control of your financial future and assist your family. We value you as individuals and clients and will continuously strive to make your financial goals come true. With the development and implementation of financial strategies, goal setting, and the monitoring of progress regularly, the probability of reaching your goals is increased. In the following pages you will find a comprehensive plan with recommendations on how to have a financial standing that is best suitable for you and your family. By reviewing goals, funding strategies, and alternatives where goals must be compromised, I was able to determine attainable retirement, education, insurance, and other financial goals for you and your family. I hope this information is able to give you a better understanding of your current financial position. I am here to guide you through every step along the way of your financial journey. The goal of KDB Wealth Advisors and of myself is for you to end up in the place you want to be with your finances. If you have any questions or concerns please do not hesitate to call or email me. It is my pleasure to assist you. Sincerely, Kayla Brown KDB Wealth Advisors Engagement Letter The goal of this financial plan is to use your present and expected future financial resources in theShow MoreRelatedPutting Balance Scorecard to Work- Critical Analysis920 Words   |  4 PagesIn this article Kaplan and Norton have talked about implementation of Balanced Scorecard as a management tool which provides executives with a comprehensive framework translating companys strategic objectives into a coherent set of performance measures. 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Apple needs new development techniques, product development and a leader in the mobile market. The implementation plan below will show the group of action best suited for the corporation along with the implementation process, assessed risks an d financial projections used as the basis for moving the business before. Implementation Plan Apple Inc. is in a transition period, after the demise of Steve Jobs, and seekingRead MoreFair Value Accounting Within Financial Crisis Essay1284 Words   |  6 Pagesnumerous number of disputes in the field of financial reporting among different professionals, regulators and theoretitions .most of these disputes are related to the valuation of financial reporting components.the current curve in the progress of valuation is the push for and against the fair value approach.the purpose of this research is to examine the arguments on the use of fair value accounting and to identify the issues related to implementation of fair value accounting standards. 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It is important the company is in alignment with the external environment, that it have a realistic internal view of company core competencies and that the company has or will have a sustainable competitive advantage. It is also important the company proceeds with careful implementation and monitoring of its financial resources during the innovationRead MoreAcca Per1705 Words   |  7 Pagesto the effective governance of an organisation | Respond to requests for information from senior management and/or decision making bodies Provide information on developments external to organisations e.g. economic, environmental or legislative Help to ensure that meetings in your organisation are well organised and effective | Provide information, at the appropriate time, required by senior management to support decision making Implement organisational policies and procedures in your area of responsibility

Wilfred Owen’s Anthem for Doomed Youth Analysis Free Essays

Wilfred Owen’s Anthem for a Doomed Youth is exactly that, an anthem ( a solemn song) to commemorate the innocent youth, whose lives were taken to soon by war. By using the word anthem, he calls to mind the glory and honor of a national anthem, however; he goes on to explain that there is no honor or glory in death, pairing the words doomed and youth together creates so much sorrow as well, it provides a woeful impression as it foretells of young people having no hope. Written in sonnet form, it is an elegy for the dead. We will write a custom essay sample on Wilfred Owen’s Anthem for Doomed Youth Analysis or any similar topic only for you Order Now The octave deals with auditory images of war and death and the sestet deals with more visual images. Wilfred Owen masterfully uses both imagery and figurative language to convey his lament for these young people who died. In the octet of this poem (the first eight lines), Owen catalogues all the images of death, such as â€Å"passing bells†, â€Å"anger of the guns†, rattle of guns, funeral prayers, â€Å"wailing shells†, â€Å"bugles and sad shires†. Many of these images are personified as well, such as the rattling guns and wailing shells. These images will be the funeral that the boys get, not the real one that they deserve. This personification contributes to the harshness of the images and creates auditory images for the reader. The reader can hear the sensory images. However, these images are also set directly against religious imagery, to further emphasize the destructiveness of war. The passing bells, prayers, choirs, and candles emphasize the preciousness of human life. Owen may go so far as to suggest that even religion is helpless against such a powerful destructive force as war. This tone is suggested by the fact that prayers and bells are set against a word like â€Å"mockery†. Just the term â€Å"hasty orisons† has a somewhat disrespectful tone. Owen’s use of both similes and metaphors further emphasize the meaning of the poem. The first line jolts the reader with the simile that these young people â€Å"die as cattle†. The description depicts multitudes of people being slaughtered and the nature of war to be full of mass deaths. The similes showing how the soldiers are no more important than cattle which are lead to the slaughter without feeling. Owen gives the sonnet a powerful, negative connotation from the very beginning. He implies with this phrase a dehumanization of the soldiers as well as the fact that war causes human beings to treat each other as less than human. In line three, the reader can hear the sound imagery of the â€Å"stuttering rifles’ rapid rattle†. The word â€Å"anger† in line 2 also emphasizes the destructive hatred of war. â€Å"Choirs of wailing shells† is a powerful metaphor in line 7 contrasting the world of war and the world of God. For the rest of the poem various religious images abound. For example, the word candles would call to mind the church candles, but they also mean the candles lit in rooms where coffins lie. â€Å"Holy glimmers of goodbyes† (line 9) combines religious imagery with the idea of death. In the pallor half rhyme of line 11, these two words combine in one line to show the seriousness of the situation. Young people are dying in war, and it is tragic. The â€Å"flowers† of line 11 are also a double-edged sword. Flowers are given on very happy, momentous occasions, but they are also in abundance at solemn occasions like funerals. Furthermore, Owen compares the events of war to traditional burial rituals and describes how those who die in war do not receive proper funerals. In the first stanza, Owen references the â€Å"monstrous anger of guns† to â€Å"passing-bells† and â€Å"rifles’ rapid rattle† to â€Å"hasty orisons†. Usually at funerals or ceremonies for the dead there are bells ringing and prayers being said, but Owen shows that in war there are only the sounds of guns being fired. In war, instead of honoring those who have fallen, more are being killed by the same weapons. The last line in the sonnet remains the most powerful in re-affirming the themes and images of death in this poem. The â€Å"dusk is slow† and the â€Å"drawing-down of the blinds† signifies the ultimate death. The use of a traditional form like a sonnet only serves to emphasize the seriousness of the subject. Wilfred Owen masterfully juxtaposes images of war and church in order to emphasize the solemnity of the death these boys had faced. He uses metaphor and simile as well as auditory and visual images in order to allow the reader to truly experience what these boys faced in death. Maddi Cameron-Clarke How to cite Wilfred Owen’s Anthem for Doomed Youth Analysis, Essay examples

Logistics Service Quality Conceptual Model

Question: Discuss about the Logistics Service Quality for Conceptual Model. Answer: Introduction: This report will take into account the broader perspective of logistics and how it functions in the Singapore market. The reports focus will be on Yusen Logistics, a company in Singapore whose ways of working will be highlighted here. In simple words logistics can be defined as the business plan structure for the proper supervision of service, information, capital flows and substance. Logistics requires a lot of planning, control and implementation of useful and competent flow of information along with storage of goods and services from the origin point to the point of utilization in parallel to the requirements of the customers (Bowersox, Carter Monczka, 2013). Logistics industry plays a huge role in emphasizing the reputation of business around the world whose stature rests on the quick delivery of goods and services with required excellence. Logistics gets better with upgradation of technology and business desires. Yusen Logistics: The company was established when Yusen Air Sea services came together with NYK Logistics Japan. In the year 2010 October, Yusen Logistics Co. Ltd was launched. The company offer services such as International Freight Forwarding (by air and ocean), transportation and contract logistics such as providing storage or warehousing meeting global standards. The primary objective of Yusen Logistics is to build up a strong base of trust and relationship with its customers and ensuring them of a long term successful transportation program. The company has a very well-managed supply chain team which has been putting together all the required processes to present a flawless distribution process to its customers. A supply chain which is well arranged and properly managed can develop efficiency immensely which in turn reduces overall cost through efficient processing of companys inventory (Monczka et al., 2015). No matter what the customer requires, Yusen has answer for all when it comes to supply chain solutions. In Singapore, Yusen is positioned across 7 planned locations equipped with hottest computerized control and management scheme with each providing distinctive features that covers up all the needs of supply chain solutions required by consumers. Back in 2015, Yusen succeeded in bringing in Japans finest foods to the Singapore shores. Yusen Logistics was chosen Oishii Japans (ASEANs largest exhibition for Japanese food and beverages) suggested freight forwarder. There is fierce competition among the logistics companies in the Singapore market but Yusen because of its strong financial ability has stand strong in the face of challenge posed by other logistics firms, especially CEVA logistics. Importance of logistics in the core areas of Production, Marketing and Finance of the firm: It is important for Marketing and Logistics to be on the same page while planning and accomplish short run function. However, developing intermediary and long term plans are also critical. Both Marketing and Logistics need to have collaboration between each other to establish the productivity and long-term worth of all promotional efforts. Inputs should be provided by Logistics and Manufacturing on cost and operations which are important from marketings perspective for correct evaluation of true costs of each promotion (de Souza et al., 2014). Marketing plays a major part in new product growth of firms. It works directly with a firms RD group to add to a firms product line. The firm must take into account the possible costs involved in the initial stages of new product development along with the requirements involved in delivering a product to the consumers. Yusen requires shipping refrigerated food products from Japan to Singapore, which sometimes can be restricted to one type only, meaning the current product line, may require any other products to be shipped in refrigerated transportation. It can also happen in case Yusen logistics decides to ship a new product which needs refrigeration (www.yusen-logistics.com, 2016). A strong association among the Marketing, Logistics and RD Department will ensure whether this new product needs to be developed with focus on the high incremental cost of delivering. A firms high-quality inter-departmental relationship guarantees proper utilization of information for best possible decision-making (Solakivi, Tyli Ojala, 2013). Advance planning needs to be done or else Logistics will be handicapped to attain the profit margin forecast for a new product. Production is the place where goods and services are finished and made ready for the market. Logistics is concerned with the movement involved in carrying the goods from house of the manufacturer to the retail counters or consumers in the most proficient way (Schnsleben, 2016). In recent times logistics has been boosted by the real time tracker technology which ensures a consumer to keep track of his belongings. Finance department is an important section of a firm with whom proper communication should be maintained at all occasions. Logistics need to have a cordial relationship too with its decisions depending on the cost data they work with (Stadtler, 2015). Moreover finance department too needs to toil with logistics to assist them in predicting cash flows and needing information on the status of finished products. Finance department have the responsibility of allocating funds to other departments with providing capital budgeting pronouncement affecting logistics. The relationship of logistics and finance extends to the point of inventory with proper monetary value related to units. Yusen logistics follows a Japanese concept named Gemba; wherein the areas in operations are identified and pointed for enhancement and understanding the processes thoroughly. The company also relates the industry-proven Kaizen principles to their work process to make it more thriving in order to enhance the customer service that offers quality improvement and cost savings (https://www.yusen-logistics.com, 2016). Yusen Logistics have gone one step further in injecting these Gemba and Kaizen techniques into their corporate culture. Its not about only performing them; its about living them everytime. It has lessened the operating costs and developed delivery performance along with improved practices. Order Processing in Yusen Logistics: The moment a customer processes an order, it triggers the logistics flow within the company. The time involved in order processing makes up the total delivery time. At Yusen Logistics, the following steps are being followed to process orders of customers: Order transmission: An order can be processed through telephone, mail or electronic data exchange web. To avoid any confusion or irregular use of logistics systems, the most apt means of transmission should be taken into consideration. Preparation: After the order is received, preparing the order to satisfy internal company requirements is important. It unites the order to logistics systems planning which includes price check, delivery conditions, customer creditworthiness and checking the availability of material in warehouse. Picking: With the orders being prepared and processed, goods are then picked in the storehouse. Picking is done in accordance to the order size and the urgency of such orders. Shipment: For shipping purpose relevant documents are to be made. The best optimum mode of transport and route of delivery is chosen, keeping in mind the safety issue of the product and the time required to deliver the same. Invoicing: Invoicing can be done at various points, be it at a pre-invoicing stage or at post-invoicing. The strength of posy-invoicing lies in the smooth flow of order to the warehouse, whereas pre-invoicing takes care of the official procedure. Recommending Improvements: Making order to delivery lead time logistics focus: Serving customers in the right way is an important factor in logistics. A customer is always concern about the amount of time taken by a logistics company between processing of order and receiving goods. The logistics company should focus on all the departments involved in the order completion process like credit control, production, warehouse and transport in tackling the problem (O'Connor, Derudder Witlox, 2015). Its necessary to look at the scenario of a logistics company from a customers point of view. Making Transport a customer service activity instead of a cost: Transport plays an important role in logistics but this factor is often sidelined or not taken proper care of. According to Thai, (2013), transport costs are generally kept low and are often bought from cheap suppliers which jeopardize the smooth work flow. Everything that a firm decides to do needs to be customer oriented. Many a times Logistics Company reduces cost through striking out next day delivery, but if customers want it that way, then the firm has to deliver it that way which may result in increased cost (Christopher, 2016). Logistics companies can offer different level of service to consumers where they can feel that they are taken good care of and can even result in premium charges. Reducing Stock Pipeline to cut down costs and improve service: Increasing stock with all the products proves that the firm is not aware about the needs and wants of the consumers. According to Rushton, Croucher Baker, (2014), it is important to understand the needs and buying behavior of the consumers and act accordingly with a proper order fulfillment form that equals their demand. This will only result in a faster and a more responsive supply chain function. Picking as soon as one can: Picking is involved every time a product makes its journey from one point to another. Logistics firm should be able to lessen the number of picks. With updated technologies, logistics firms do have the opportunity to allocate information and transmit it to where it is needed quickly with no involvement of cost (Prajogo Olhager, 2012). Its time to pick the right one and that too at a single time. Effectiveness of current inventory management in Yusen Logistics: In any supply chain process inventory is seen as one of the main apparatus of cost. The cost of inventory is a determinant factor on how a companys supply and distribution system is configured along with what inventory stockings strategies the firm has put into practice and where its inventory is being positioned (www.yusen-logistics.com, 2016). Todays economy is more demand-constrained which results in companies lowering their cost structure and improving the operational process capacity of their supply chains through adopting the best practices with optimizing the inventory approach. Yusen Logistics Inventory planning and control involves: Improvement of forecasting accuracy Reducing the purchase transaction and manufacturing costs Improving the inventory performance on a regular basis Assessing the practices of inventory management Reduction of costs through managing cycle stocks Recommendations: Sustainable relationship with Suppliers: Success of a logistics company depends on how well it communicates and relates to the materials suppliers and manufacturers to get the best possible price. A logistics company should enter into long term relationship with its suppliers through long term contracts which will lower the prices of products. Combining retail and Warehouse processes: Every store should be attached with a warehouse on the premises. Customers should be given the privilege to browse items on the main showroom floor. Cost per touch inventory tactic: Every time a product is being touched it means the product is on its way from one point to another which in turn only increases the price of the product. Good logistics company should focus on fewer touches on the products at it automatically lessens the cost associated with it. In-store Logistics: In-store logistical personnel should be stationed to handle inventory management at its stores or warehouses. Their jobs will be to keep check of the delivery notices, record deliveries and sorting out the correct goods to the proper sales area for dispatch to designated areas. Conclusion: The report took into account every possible details of Yusen Logistics and the way it works in the Singapore market. The firm has reached several heights in the supply chain field with a few changes required in the way it deals with its inventory management and order processing to make it more effective. It is not impossible for a firm of this stature having its presence globally to be a bit flexible and make the necessary changes as and when required to serve customer in a better way. During the shaping up of this project it was witnessed that Yusen Logistics internal departments have been working with each other pretty well in achieving the organizational goals. Every department has collaborated with each other in the proper functioning of the firm. Reference: Bowersox, D. J., Carter, P. L., Monczka, R. M. (2013). Materials logistics management.International Journal of Physical Distribution Logistics Management. Christopher, M. (2016).Logistics supply chain management. Pearson Higher Ed. de Souza, R., Goh, M., Lau, H. C., Ng, W. S., Tan, P. S. (2014). Collaborative urban logisticssynchronizing the last mile a Singapore research perspective.Procedia-Social and Behavioral Sciences,125, 422-431. Ellram, L. M., La Londe, B. J., Weber, M. M. (2013). Retail logistics.International Journal of Physical Distribution Logistics Management. Food Logistics. (2015).Yusen Logistics. Retrieved 16 September 2016, from https://www.yusen-logistics.com/en/industries/food-logistics/ Kaizen. (2015).Yusen Logistics. Retrieved 16 September 2016, from https://www.yusen-logistics.com/en/services/warehousing-and-distribution/kaizen/ Monczka, R. M., Handfield, R. B., Giunipero, L. C., Patterson, J. L. (2015).Purchasing and supply chain management. Cengage Learning. O'Connor, K., Derudder, B., Witlox, F. (2015). Logistics services: Global functions and global cities.Growth and Change. Prajogo, D., Olhager, J. (2012). Supply chain integration and performance: The effects of long-term relationships, information technology and sharing, and logistics integration.International Journal of Production Economics,135(1), 514-522. Rushton, A., Croucher, P., Baker, P. (2014).The handbook of logistics and distribution management: Understanding the supply chain. Kogan Page Publishers. Schnsleben, P. (2016).Integral logistics management: Operations and supply chain management within and across companies. CRC Press. Singapore | Yusen Logistics. (2016).Yusen-logistics.com. Retrieved 16 September 2016, from https://www.yusen-logistics.com/en/south-asia/singapore Solakivi, T., Tyli, J., Ojala, L. (2013). Logistics outsourcing, its motives and the level of logistics costs in manufacturing and trading companies operating in Finland.Production Planning Control,24(4-5), 388-398. Stadtler, H. (2015). Supply chain management: An overview. InSupply chain management and advanced planning(pp. 3-28). Springer Berlin Heidelberg. Thai, V. V. (2013). Logistics service quality: conceptual model and empirical evidence.International Journal of Logistics Research and Applications,16(2), 114-131.